The Minnesota Department of Commerce is warning Minnesotans that there is an e-mail collection scam in Minnesota. The e-mails are from Experian Portfolio Services of St. Paul.
These e-mails say that you owe money to an unnamed creditor and ask you to pay the outstanding balances via PayPal. This is fraudulent and you should NOT provide any personal information or payment to Experian Financial Services of St. Paul.
As you may know, Experian is a global credit bureau but there is no connection between them and the fraudulent e-mails that are being sent out.
Minnesota law requires the Minnesota Department of Commerce license any entity in the business of collecting claims on behalf of another. Neither Experian Portfolio Services nor Experian Financial Services Corp. is a licensed collection agency in Minnesota.
If you receive an e-mail or a letter from Experian Portfolio Services or Experian Financial Services Corp. disregard these e-mails or letters.